Today i took out a loan in order to pay the education credit back and buy a car.
Well i'm not feeling okay about paying a credit with another credit, but the car i'm probably buying has made my day 
http://www.sahibinden.com/ilan/vasita-otomobil-ford-sahibinden-kirmizi-ford-ka-1-3-temiz-binilmistir-82387913/detay
Is the new loan at higher or lower interest than the old one?
Anyway, I think it's sad that American car-makers can produce little cars like that,
but they don't even bother to offer them for sale here. You can pay through the
nose for a Smart Car or a Mini Cooper.... It just seems stupid to me.
[edit: according to Wiki, they're planning to make a few adjustments (probably make
it bigger and less fuel-efficient) and offer it here in 2014 or 2015...]
Oh, and I like. SHINY red car! 
Nope, the interest of the education credit is wholesale-price-indexed, which changes each month and goes bizzare when the economy goes worse, while the interest of loan i just took is steady in 0,51%. What makes me sad about it is just that i'll have to pay it with bigger installments. Because i wanted to buy a car, i took a higher amount than i need for the education credit, and it'll rise the amount i used to pay monthly.
And as for the Fod KA City, as far as i know Ford gets them produced in Fiat / Italy for the European market, and for the N&S America they are being produced in Brazil. But i didn't know they didn't offer them for sale, there.
Mini Coopers and such cars are really too expensive here, so only the 3-4% of the people can afford to buy it.
If you want to buy a brand new Smart or Mini Cooper, you need to pay around 30.000 $. Considering my salary is around 1200 $, even a second hand Ford Ka is luxurious for me

anyway it'll be my first car ever and i'll love it so much.